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“At Nexilo, we believe every business deserves the power of AI—whether you're just starting or scaling fast. My team and I are here to support your vision and help you move forward with confidence.”
Challenge
- PCI DSS certification and FCA approval, ensuring full regulatory compliance
- Ultra-low latency transactions under 250 milliseconds, delivering a seamless user experience.
- Successful integration of multiple third-party APIs, including GPS, Xero, and CashFlows
Aplazo needed to launch a digital credit platform in a regulated fintech environment while ensuring the system was secure, scalable, and ready for production from day one.
The constraints were clear:
- Operating within financial and regulatory requirements
- Building a platform capable of scaling with user and transaction growth
- Ensuring security, reliability, and infrastructure robustness
- Delivering quickly without compromising long‑term maintainability
Aplazo required a product and technology partner that could own both product development and infrastructure and deliver with precision and accountability.
Key Objectives
- Launch a production‑ready digital credit platform
- Ensure security and compliance within a regulated environment
- Build a scalable cloud architecture to support growth
- Deliver reliable performance across product and infrastructure
- Establish a strong technical foundation for long‑term evolution
Solution
- Innovify partnered closely with Aplazo to design, build, and deploy the entire fintech platform, taking ownership of both product engineering and cloud infrastructure from the outset.
- Product & Platform Engineering
We engineered the full digital credit platform, translating business requirements into a production‑ready system designed for reliability and scale. - Cloud & Infrastructure Architecture
A scalable cloud infrastructure was implemented to support secure operations, performance consistency, and future growth as usage increases. - Security & Compliance by Design
The platform was built with security and regulatory considerations embedded at every layer, ensuring readiness for operation in a regulated fintech environment. - Operational Readiness
Deployment and operational foundations were established early, enabling stable releases, smoother iteration cycles, and long‑term maintainability.
Results
- PCI DSS certification and FCA approval, ensuring full regulatory compliance
- Ultra-low latency transactions under 250 milliseconds, delivering a seamless user experience.
- Successful integration of multiple third-party APIs, including GPS, Xero, and CashFlows
The engagement resulted in a fully deployed digital credit platform supported by a scalable cloud infrastructure. Core product workflows, backend systems, and operational foundations were delivered in a production‑ready state.
More importantly, the architecture established a durable technical baseline. Aplazo gained a platform designed to scale safely, adapt to future requirements, and support ongoing product expansion without rework.
