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Build Wallets That Users Trust

Build Wallets That Users Trust

Launch a secure, scalable wallet without starting from scratch. API-first. Cloud-native. Compliance-ready. Enable UPI, NFC, QR payments, multi-currency support, and instant P2P transfers.
About Us

Why Digital Wallet Matters

Payments are no longer just transactions. They are experiences. A Digital Wallet lets your product handle UPI, NFC, QR payments and P2P transfers without sending users elsewhere. It drives engagement, unlocks new revenue streams and builds trust through secure seamless interactions.
At Innovify we make it happen fast. API-first architecture. Cloud-native delivery. Compliancebaked in from day one. Our accelerators and pods model cut time to market by up to 40 percent.Predictable outcomes. Zero vendor lock-in.
Our Services

Our Digital Wallet Offerings

We build the foundation for modern payments. From mobile wallets to multi-currency support,our solutions are API-first, cloud-native and compliance-ready. Designed for scale. Delivered with predictable outcomes.
Digital Wallet SDK
Launch secure wallets with KYC. Low latency. Seamless integration.
UPI and QR Payments
Enable instant transactions with UPI and QR code support. Optimized for speed and reliability.
NFC and Contactless Payments
Deliver tap-to-pay experiences with tokenization and biometric authentication.
Multi-Currency Wallets
Support global transactions with real-time conversion and transparent reporting.
P2P Transfers
Enable instant peer-to-peer transfers with fraud detection and compliance baked in.
Loyalty and Rewards Integration
Add points, cashback and personalized offers directly into the wallet experience.
Adopt Innovation
Our Process

A proven framework for speed, compliance and scale

Our digital wallet systems are secure, scalable and compliant. We bring deep FinTech engineering across payments, stored value, KYC, AML and settlements. Our delivery model reduces risk and accelerates launch while meeting strict regulatory expectations. You get a high-performance wallet platform built for growth.
01
Global Wallet Deployments
Delivered cloud-native wallet solutions for payments, P2P transfers, savings pods,loyalty features and multi-currency accounts. Accelerated launch with reusable components and certified integrations.
02
Trusted by Financial Institutions
Partnered with leading banks and regulated FinTech teams to launch secure and compliant wallet ecosystems. Built AML, KYC and transaction monitoring aligned with global standards.
03
Proven with High-Growth Startups
Enabled high-growth ventures to scale with API-first architectures, low-latency ledgers and automated CI/CD pipelines. Built platforms that support rapid iteration without compromising trust or compliance.
Our Services

Capabilities We Offer

We create secure, compliance-ready fintech solutions for payments, lending, banking, insurance, and emerging financial technologies built for scale and trust.
Easy Payment Enablement

Advancing Growth with Digital Wallet Intelligence

Intelligent Data Extraction
A digital wallet does more than process payments. It drives engagement and unlocks new revenue. Products that embed wallet capabilities see higher retention and stronger lifetime value. We help you deliver experiences that feel instant, trusted and effortless.
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Our engineering approach is API-first and cloud-native. Every component is optimized for low latency and scale. Compliance is built in from day one with PCI DSS, PSD2 and SOC2 controls. Our accelerators and pods model reduce time to market by up to 40 percent. You get predictable outcomes and a wallet foundation ready for rapid growth.

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FAQs

Clear Answers to Your AI & Fintech Questions

Discover how Innovify engineers secure, compliance-ready AI systems for fintech and enterprise-scale operations. Below are direct answers to the technical questions we hear most from CTOs, product leaders, and compliance teams.
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We're here to answer any questions you may have.
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Clear Answers to Your Digital Wallet Questions?
Discover how we engineer secure, compliant and scalable digital wallet systems. These FAQs address the technical questions we hear most from CTOs, product leaders and compliance teams building next-generation payment experiences.
How does Innovify ensure compliance for digital wallets?
We embed PCI DSS, PSD2, AML and SOC2 controls into the architecture, data pipelines and deployment from day one. Compliance is not an add-on. It is built into every workflow.
How does Innovify protect sensitive financial data?
We use encryption at rest and in transit, tokenization for sensitive fields and strict access controls. Data moves through hardened pipelines with full audibility and low-latency processing.
How do you integrate a digital wallet into existing banking or payment systems?
Our API-first approach simplifies integration with core banking, payment gateways, KYC providers and settlement systems. Cloud-native delivery ensures low latency and predictable performance.
How does Innovify support fraud prevention in digital wallets?
We deploy machine learning models for anomaly detection, velocity checks, behavior scoring and rule-based monitoring. Real-time insights reduce fraud without adding friction for users.
Can the wallet scale as user volume increases?
Yes. Our cloud-native architecture, CI/CD pipelines and distributed ledger design support millions of transactions with consistent low latency. Scale is engineered, not assumed.
How long does it take to launch a digital wallet with Innovify?
Our accelerators and pods model reduce time to market by up to 40 percent. Reusable
components and certified integrations speed up delivery without compromising
compliance.
Our Methods - Workflow

Our Proven Methodology in AI Consulting

We follow a structured approach to deliver AI solutions that are scalable, secure, and aligned with your business goals. Every phase is designed for speed, compliance, and measurable impact.
01
Discover and Analyze
We start with a deep dive into your data ecosystem and business objectives. Our team identifies high-impact AI opportunities and evaluates technical feasibility for maximum ROI.
02
Design the Strategy
We create a tailored AI roadmap with clear milestones, compliance checks, and integration plans.Every strategy is built on API-first architecture and cloud-native principles.
03
Implement and Integrate
We develop and deploy machine learning models, LLM-powered solutions, and automation workflows. Using CI/CD pipelines and secure data pipelines, we ensure low latency and zero downtime.
04
Launch and Scale
We monitor performance, optimize models, and scale AI systems across your enterprise. Continuous updates and compliance audits keep your solutions future-ready.
Our clients

Powering Fintech and AI for
World-Class Brands

We create secure fintech platforms and intelligent AI solutions that transform payments, lending, banking, and the future of financial technology.
Logoipsum
Seamless team communication and real-time AI-powered responses through Slack integration.
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Automate data analysis, forecasting, and reporting with AI-enhanced Google Sheets workflows.
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Draft, sort, and prioritize emails faster using AI-powered insights via Gmail integration.
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Generate meeting notes, summaries, and structured content with AI embedded directly into Notion.
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Optimize product listings, inventory predictions with AI-powered tools integrated into your Amazon operations.
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Seamless team communication and real-time AI-powered responses through Slack integration.
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Automate data analysis, forecasting, and reporting with AI-enhanced Google Sheets workflows.
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Enhance fraud detection, automate transaction categorization with AI-powered PayPal integrations.
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Use AI to auto-generate ad creatives, target the right audience, and optimize campaigns across Meta’s platforms.
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Craft professional outreach messages and automate lead research using AI for smarter networking on LinkedIn.
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Schedule, generate, and analyze posts with AI to enhance engagement and automate social media presence.
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Gain trend insights, automate content interaction, and analyze community sentiment with Reddit + AI integration.
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Enhance fraud detection, automate transaction categorization with AI-powered PayPal integrations.
Logoipsum
Use AI to auto-generate ad creatives, target the right audience, and optimize campaigns across Meta’s platforms.
Logoipsum
Seamless team communication and real-time AI-powered responses through Slack integration.
Logoipsum
Automate data analysis, forecasting, and reporting with AI-enhanced Google Sheets workflows.
Logoipsum
Draft, sort, and prioritize emails faster using AI-powered insights via Gmail integration.
Logoipsum
Generate meeting notes, summaries, and structured content with AI embedded directly into Notion.
Logoipsum
Optimize product listings, inventory predictions with AI-powered tools integrated into your Amazon operations.
Logoipsum
Seamless team communication and real-time AI-powered responses through Slack integration.
Testimonials

Proven Success in Fintech & Transformation

Innovify delivers compliance-ready fintech systems and intelligent AI capabilities designed to scale your business with confidence.
In a highly contested market, which had many products competing on the strengths of features and capabilities, Innovify helped the client bring a unique solution which focuses on making.
Michelle Pilcher
Product Manager, Showcaser, SThree PLC
Teaglo is set to become the first social network for teachers, connecting educators and schools. We chose Innovify for their experience with similar platforms, and with regular weekly meetings, partnering with them was an easy decision
Daryll Middleton
Founder, Teaglo Limited
We needed three distinct products combined on one platform, which was challenging. Innovify understood our vision and delivered seamlessly, taking care of everything, we needed.
Hannah Sharman-Cox
Founder & Managing Director DrinkUp.London
Innovify have shown to be an extremely competent and supportive development partner. They have brought industry best-practice knowledge in building software and quickly understood our business and customer requirements to build a high-quality product that has exceeded expectations.
Jodie Williams
Project Manager - Partner Enablement at Arm
Blogs & Insights

Discover the Future of Fintech & AI

Explore expert insights on fintech innovation and AI transformation. Learn how emerging technologies are shaping payments, lending, banking, and redefining the future of financial services.
Digital Wallets Beyond Payments
Digital wallets are evolving into intelligent hubs for identity, security and loyalty. Discover how they are becoming the central touchpoint for seamless and trusted everyday experiences.
Seeing the Future: How to Predict Loan Defaults Using Machine Learning?
Credit risk modeling is the cornerstone of the lending industry. For decades, the ability to predict whether a borrower will repay a loan has relied on linear statistical models (like Logistic Regression) and traditional credit bureau data (FICO scores).
The Trojan Horse: How to Evaluate Merchant Fraud Risk with Anomaly Detection?
While consumer fraud gets the headlines, Merchant Fraud poses a catastrophic risk to acquiring banks and payment processors (PSPs).
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“At Nexilo, we believe every business deserves the power of AI—whether you're just starting or scaling fast. My team and I are here to support your vision and help you move forward with confidence.”
Ava Reynolds
Founder & CEO of Nexilo
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Innovative Solutions for Enterprise Service

At Innovify, we help small startups tackle the world’s biggest challenges with tailored solutions, guiding you from strategy to success in a competitive market.
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