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Build Embedded Finance Into Your Product

Build Embedded Finance
for Reliable Fintech

Launch secure and scalable financial features without rebuilding infrastructure. API first. Cloud native. Compliance ready. Add payments, card issuing, KYC, instant payouts and UPI integration directly into your product. Deliver smooth financial experiences that increase trust and unlock new revenue.
About Embedded Finance

Why Embedded Finance Matters

Financial features are no longer separate products. They live inside the experiencespeople use every day. Embedded Finance lets your app offer payments, banking, cardissuing, instant payouts and KYC without sending users elsewhere. It increasesengagement, opens new revenue streams and builds long-term trust.
Embedded Finance creates stronger products. It makes transactions feel instant andtransparent. It removes friction from onboarding, verification and money movement.With secure and compliant financial flows inside your product, you deliver value whereit matters most.
Our Services

Capabilities We Offer

We embed financial capabilities directly into your product. Every solution is API first, cloud native and compliance ready. Built for scale. Designed for low latency and predictable performance.
Payments
Accept and move money inside your product. Enable UPI, card payments, QR flows and instant transfers with secure, high-performance APIs.
Lending
Offer credit at the point of need. Deploy underwriting models, automated KYC checks and repayment workflows inside your app.
Stablecoins and Crypto
Support secure digital asset operations. Enable on-ramps, off-ramps and real time balances with compliant infrastructure.
Asset and Wealth Management
Add investing, portfolio insights and automated advisory features without building a full stack infrastructure.
Banking
Integrate account creation, deposits, virtual IBANs and ledger management. All delivered through secure banking-as-a-service rails.
Insurance
Embed micro-insurance, claims processing and policy management directly into user journeys with automated compliance workflows.
Adopt Innovation
Our Process

A proven framework for Speed, Compliance and Scale

Our work speaks through the products we ship. Innovify has partnered with global enterprises and fast-growing disruptors to deliver secure, scalable and compliance ready embedded finance systems. With deep experience across banking, payment sand regulated financial workflows, we bring precision and innovation to every engagement.
01
Global Embedded Finance Deployments
Delivered enterprise-grade solutions for payments, banking, card issuing, payouts and lending across multiple markets.
02
Trusted by Industry Leaders
Partnered with leading financial institutions and high-growth fintech teams to build secure and compliant embedded finance platforms.
03
Proven with High-Growth Startups
Enabled startups to scale with API first architectures, low latency payment rails and automated CI and CD pipelines.
Our Services

Capabilities We Offer

We create secure, compliance-ready fintech solutions for payments, lending, banking, insurance, and emerging financial technologies built for scale and trust.
Financial Intelligence Engine

Driving Impact with Embedded Finance

Intelligent Financial Integration
Embedded Finance is more than a feature. It is a competitive advantage. Products thatintegrate banking, payments and financial workflows see higher engagement andstronger revenue. The future belongs to platforms that deliver seamless financialexperiences inside the product. Innovify makes that future possible.

We combine API first architecture, cloud native execution and compliance by design.This lets us launch secure and scalable embedded finance systems faster. Our accelerators and pods model reduce time to market by up to 40 percent. Every solution we build aligns with global standards like PCI DSS, PSD2 and SOC2. You get predictable delivery and an embedded finance foundation built for scale.

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FAQs

Clear Answers to Your Embedded Finance Questions

Discover how Innovify engineers secure, compliant and scalable embedded finance systems for modern apps and enterprise platforms. Below are direct answers to the technical questions we hear most from CTOs, product leaders and compliance teams building financial features inside their products.
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We're here to answer any questions you may have.
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How does Innovify ensure compliance for embedded finance systems?
We embed PCI DSS, PSD2, AML and SOC2 controls into the architecture, data pipeline sand deployment from day one. Compliance is built into every workflow.
How does Innovify protect sensitive financial data?
We use encryption at rest and in transit with tokenization for critical fields. Data flows through secure pipelines with full auditability and continuous monitoring.
How does Innovify integrate embedded banking, payments and card issuing into existing systems?
Our API first approach connects cleanly with core systems, ledgers, payment gatewaysand verification services. Cloud native delivery ensures low latency and consistentperformance.
How does Innovify support real time payouts and settlement workflows?
We use event driven architecture, high throughput payout APIs and automated reconciliation to deliver instant and reliable settlements.
How does Innovify manage fraud prevention and risk scoring?
We deploy behaviour analysis, transaction monitoring and adaptive scoring modelsthat identify anomalies and reduce losses without adding friction.
How does Innovify make embedded finance scalable across markets?
We build modular components that support multi-currency workflows, regulatoryvariations and diverse payment rails. Scale is engineered, not assumed.
Our Methods - Workflow

Our Proven Methodology in AI Consulting

We follow a structured approach to deliver AI solutions that are scalable, secure, and aligned with your business goals. Every phase is designed for speed, compliance, and measurable impact.
01
Discover and Analyze
We start with a deep dive into your data ecosystem and business objectives. Our team identifies high-impact AI opportunities and evaluates technical feasibility for maximum ROI.
02
Design the Strategy
We create a tailored AI roadmap with clear milestones, compliance checks, and integration plans.Every strategy is built on API-first architecture and cloud-native principles.
03
Implement and Integrate
We develop and deploy machine learning models, LLM-powered solutions, and automation workflows. Using CI/CD pipelines and secure data pipelines, we ensure low latency and zero downtime.
04
Launch and Scale
We monitor performance, optimize models, and scale AI systems across your enterprise. Continuous updates and compliance audits keep your solutions future-ready.
Our clients

Powering Fintech and AI for
World-Class Brands

We create secure fintech platforms and intelligent AI solutions that transform payments, lending, banking, and the future of financial technology.
Logoipsum
Seamless team communication and real-time AI-powered responses through Slack integration.
Logoipsum
Automate data analysis, forecasting, and reporting with AI-enhanced Google Sheets workflows.
Logoipsum
Draft, sort, and prioritize emails faster using AI-powered insights via Gmail integration.
Logoipsum
Generate meeting notes, summaries, and structured content with AI embedded directly into Notion.
Logoipsum
Optimize product listings, inventory predictions with AI-powered tools integrated into your Amazon operations.
Logoipsum
Seamless team communication and real-time AI-powered responses through Slack integration.
Logoipsum
Automate data analysis, forecasting, and reporting with AI-enhanced Google Sheets workflows.
Logoipsum
Enhance fraud detection, automate transaction categorization with AI-powered PayPal integrations.
Logoipsum
Use AI to auto-generate ad creatives, target the right audience, and optimize campaigns across Meta’s platforms.
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Craft professional outreach messages and automate lead research using AI for smarter networking on LinkedIn.
Logoipsum
Schedule, generate, and analyze posts with AI to enhance engagement and automate social media presence.
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Gain trend insights, automate content interaction, and analyze community sentiment with Reddit + AI integration.
Logoipsum
Enhance fraud detection, automate transaction categorization with AI-powered PayPal integrations.
Logoipsum
Use AI to auto-generate ad creatives, target the right audience, and optimize campaigns across Meta’s platforms.
Logoipsum
Seamless team communication and real-time AI-powered responses through Slack integration.
Logoipsum
Automate data analysis, forecasting, and reporting with AI-enhanced Google Sheets workflows.
Logoipsum
Draft, sort, and prioritize emails faster using AI-powered insights via Gmail integration.
Logoipsum
Generate meeting notes, summaries, and structured content with AI embedded directly into Notion.
Logoipsum
Optimize product listings, inventory predictions with AI-powered tools integrated into your Amazon operations.
Logoipsum
Seamless team communication and real-time AI-powered responses through Slack integration.
Testimonials

Proven Success in Fintech & Transformation

Innovify delivers compliance-ready fintech systems and intelligent AI capabilities designed to scale your business with confidence.
In a highly contested market, which had many products competing on the strengths of features and capabilities, Innovify helped the client bring a unique solution which focuses on making.
Michelle Pilcher
Product Manager, Showcaser, SThree PLC
Teaglo is set to become the first social network for teachers, connecting educators and schools. We chose Innovify for their experience with similar platforms, and with regular weekly meetings, partnering with them was an easy decision
Daryll Middleton
Founder, Teaglo Limited
We needed three distinct products combined on one platform, which was challenging. Innovify understood our vision and delivered seamlessly, taking care of everything, we needed.
Hannah Sharman-Cox
Founder & Managing Director DrinkUp.London
Innovify have shown to be an extremely competent and supportive development partner. They have brought industry best-practice knowledge in building software and quickly understood our business and customer requirements to build a high-quality product that has exceeded expectations.
Jodie Williams
Project Manager - Partner Enablement at Arm
Blogs & Insights

Discover the Future of Fintech & AI

Explore expert insights on fintech innovation and AI transformation. Learn how emerging technologies are shaping payments, lending, banking, and redefining the future of financial services.
Digital Wallets Beyond Payments
Digital wallets are evolving into intelligent hubs for identity, security and loyalty. Discover how they are becoming the central touchpoint for seamless and trusted everyday experiences.
Seeing the Future: How to Predict Loan Defaults Using Machine Learning?
Credit risk modeling is the cornerstone of the lending industry. For decades, the ability to predict whether a borrower will repay a loan has relied on linear statistical models (like Logistic Regression) and traditional credit bureau data (FICO scores).
The Trojan Horse: How to Evaluate Merchant Fraud Risk with Anomaly Detection?
While consumer fraud gets the headlines, Merchant Fraud poses a catastrophic risk to acquiring banks and payment processors (PSPs).
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“At Nexilo, we believe every business deserves the power of AI—whether you're just starting or scaling fast. My team and I are here to support your vision and help you move forward with confidence.”
Ava Reynolds
Founder & CEO of Nexilo
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