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“At Nexilo, we believe every business deserves the power of AI—whether you're just starting or scaling fast. My team and I are here to support your vision and help you move forward with confidence.”
Challenge
- PCI DSS certification and FCA approval, ensuring full regulatory compliance
- Ultra-low latency transactions under 250 milliseconds, delivering a seamless user experience.
- Successful integration of multiple third-party APIs, including GPS, Xero, and CashFlows
Umoja was preparing for expansion into multiple global markets. The mission was ambitious: build a secure, accessible payment gateway while developing a decentralized credit platform capable of attracting investors worldwide. The roadmap existed, but timelines had tightened. The platform needed:
- a seamless payment system for global investor participation
- a decentralized credit engine to onboard MSMEs
- infrastructure to complete the “last mile” of a global payment ecosystem
- a faster, more reliable development cycle
Umoja required rapid scaling, stability, and engineering support to reach their next milestone.
Client Review
- PCI DSS certification and FCA approval, ensuring full regulatory compliance
- Ultra-low latency transactions under 250 milliseconds, delivering a seamless user experience.
- Successful integration of multiple third-party APIs, including GPS, Xero, and CashFlows
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Key Objectives
- Build a secure, user-friendly global payment gateway
- Develop a decentralized credit platform for MSMEs
- Strengthen the underlying payment ecosystem for cross-border transactions
- Minimize bugs, delays, and process inefficiencies
- Accelerate delivery cycles for faster market expansion
- Maintain customer-focused UX across web and mobile
Solution
A high-performance engineering team was deployed to accelerate development and create a resilient payment and credit platform.
- Identified technical gaps, bottlenecks, and process inefficiencies
- Engineered web and mobile applications to strengthen payment flows
- Implemented rigorous QA processes to reduce bugs and increase reliability
- Built customer-focused interfaces optimized for investor and MSME onboarding
- Enhanced backend and frontend systems with secure processing logic
- Supported global payment pathways for African and Latin American markets
Technology stack included Node.js, Python, React, and React Native, chosen for scalability and rapid iteration.
The team worked alongside Umoja’s internal engineers to complete a major pilot rollout in Africa — a key milestone toward global expansion.
Results
- PCI DSS certification and FCA approval, ensuring full regulatory compliance
- Ultra-low latency transactions under 250 milliseconds, delivering a seamless user experience.
- Successful integration of multiple third-party APIs, including GPS, Xero, and CashFlows
- Successful pilot deployment in African markets
- Foundation established for expansion into global regions
- mproved quality, reduced bugs, and streamlined processes
- Faster product releases via elastic engineering teams
- Strengthened DeFi payment and credit infrastructure for MSMEs
