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“At Nexilo, we believe every business deserves the power of AI—whether you're just starting or scaling fast. My team and I are here to support your vision and help you move forward with confidence.”
Challenge
- PCI DSS certification and FCA approval, ensuring full regulatory compliance
- Ultra-low latency transactions under 250 milliseconds, delivering a seamless user experience.
- Successful integration of multiple third-party APIs, including GPS, Xero, and CashFlows
nsurance claims rely heavily on the accurate extraction, validation, and normalisation of information from submitted documents.
PolicySmart's existing processes depended on manual review and data entry, creating delays, increasing operational costs, and limiting the organisation's ability to scale efficiently. As claim volumes grew, maintaining both speed and accuracy became increasingly difficult.
The solution needed to:
• Reduce manual data extraction and claims processing effort
• Improve the accuracy of claims data and submissions
• Automate document classification and validation
• Support significantly higher claims volumes
• Improve customer experience through faster processing
• Create scalable AI-native workflows capable of supporting future growth
The goal wasn't simply to digitise paperwork.
It was to create a claims operation that could learn, adapt, and improve through intelligent automation.
Client Review
- PCI DSS certification and FCA approval, ensuring full regulatory compliance
- Ultra-low latency transactions under 250 milliseconds, delivering a seamless user experience.
- Successful integration of multiple third-party APIs, including GPS, Xero, and CashFlows
Key Objectives
• Automate claims intake and data extraction
• Improve claims accuracy and consistency
• Reduce processing times across the claim’s lifecycle
• Increase operational scalability
• Minimise manual intervention
• Improve policyholder experience
• Build an AI-native insurance operations platform
Solution
Innovify developed an AI-native claims intelligence platform designed to automate claims processing from submission through validation and delivery.
Rather than treating AI as a standalone capability, intelligence was embedded directly into operational workflows, enabling the platform to process, validate, and route information automatically.
Intelligent Document Processing
The platform automatically reads, extracts, and structures information from submitted claims documents, transforming unstructured content into usable business data.
This significantly reduces manual effort while improving consistency across submissions.
AI-Powered Data Extraction
Machine learning models analyse claim forms and supporting documentation to identify relevant information, validate inputs, and prepare claims for downstream processing.
This enables faster handling without sacrificing accuracy.
Claims Workflow Automation
Intelligent workflows automate approval routing, validation checks, and operational processes, reducing bottlenecks and accelerating throughput.
Claims teams can focus on exceptions rather than routine processing activities.
Operational Intelligence
The platform provides visibility across claims operations, helping teams monitor performance, identify inefficiencies, and continuously improve outcomes.
Managers gain access to real-time operational insights while maintaining governance and oversight.
AI-Native Platform Architecture
Built as an AI-native system from the ground up, the platform combines automation, machine learning, and scalable cloud infrastructure to support increasing claims volumes without corresponding increases in operational overhead.
The result is a claims processing environment that is faster, more accurate, and more scalable than traditional manual workflows.
Results
- PCI DSS certification and FCA approval, ensuring full regulatory compliance
- Ultra-low latency transactions under 250 milliseconds, delivering a seamless user experience.
- Successful integration of multiple third-party APIs, including GPS, Xero, and CashFlows
The platform transformed claims processing from a manual operational function into an intelligent, automated workflow.
Key Outcomes
• 65% reduction in claims processing time
• 95% accuracy in AI-driven data extraction
• More than 10,000 claims processed monthly
• 80% reduction in claims submission errors
• Improved operational scalability without proportional headcount growth
• Faster claim handling and improved customer experience
These outcomes enabled PolicySmart to significantly increase processing capacity while maintaining operational quality and consistency.
Business Impact
Insurance operations create value when information moves quickly, accurately, and consistently through the organisation.
By embedding intelligence directly into claims workflows, PolicySmart reduced manual effort, improved operational efficiency, and created a scalable foundation for future growth.
The platform enables teams to spend less time processing paperwork and more time focusing on customer outcomes. More importantly, it demonstrates how AI-native software can transform operationally complex industries by turning repetitive workflows into intelligent digital systems.
Looking to modernise insurance operations, automate document-heavy workflows, or build AI-native products? Innovify helps organisations design and develop intelligent platforms that combine automation, machine learning, and operational intelligence to create measurable business outcomes. Explore our AI & ML Development Services and AI Labs to discover how we help businesses move from experimentation to AI-powered execution.
