FinTech & InsureTech - Innovify

FinTech & InsureTech

Landbay

Where financial innovation is the key to success, Landbay has successfully re-structured the path to attaining financial growth & stability. Their path breaking method of Peer-to-peer or P2P lending service allows you to lend your money to unrelated individuals or businesses; all without traditional financial intermediaries such as banks. All of your loans are secured by top class mortgages over tenanted residential properties across England & Wales. Lenders stand to benefit greatly as you tend to get above market returns & borrowers get a great deal with the banks out of the picture.

Challenges
The absence of a CTO and lack of technical knowledge was a major challenge for the founders. Stringent FCA requirements needed a mature development framework.

Our Approach
Innovify joined as their co-founding partner, converting the founders’ idea to a reality. Keeping it Lean, we allowed the founders to experiment a variety of business models and pivot quickly as per the market. Post MVP, our fully managed cross-functional team accelerated the product using Agile methodology, test driven development and a mature continuous delivery framework hosted on Amazon Cloud.

Deliverables
Continuous product delivery that includes a CMS driven marketing website, user’s personal portal, system administration portal, patented fund management engine and a number of integrations.

Technologies used
JAVA, WordPress, HTML5, AWS, Teamcity, Selenium Grid & Integrations (Equifax AML Check, WorldPay, Mandrill)

down-arrow

kwanji

Trade efficiencies are a deal breaker in the practice of International Trade. Document based quotes, invoicing, shooting emails to and fro and the unending fax exchange; all of these make the entire trade experience a cumbersome process. Kwanji, founded by Leslie Onyesoh is an integrated platform that aims at providing every business; irrespective of size or location, an unrestrained access to efficient business tools that enhance your business & business relations. Whether you are an SME, a start-up or an established corporate; you can compare money transfers & avail the best exchange rate for money transfers. Quotes are available for 200+ currencies in 80+ countries, round the clock.

Challenges
The absence of a CTO and a lack of funds was a major challenge for the founders to develop a market place that not only is attractive for the user but also ease the process for FX partners.

Our Approach
Innovify joined as their co-founding partner, converting the founders’ idea to a reality. Keeping it Lean, we launched an MVP to attract execution partners and seed funding. We further developed the MVP to launch a consumer facing proposition and then our fully managed cross-functional team accelerated the product using Agile methodology, test driven development and a mature continuous delivery framework.

Deliverables
Continuous product delivery that includes a CMS driven marketing website, user’s personal portal, FX partner portal, system administration portal, Patented pricing engine, API integrations with online business suites, and Analytics to give 360* view for each customer.

Technologies used
LAMP – (YII Framework), HTML5, WordPress, & Integrations (Xero, Kashflow, Eaxact-Online, DocuSign, Company Check, PostcodeAnywhere, The Currency Cloud, Rational FX, SageOne, Magento, Mandrill)

down-arrow

Kybe

Kybe functions with the single minded aim of making your data work for you and that too in an efficient manner. Kybe is a Personal Information Management System that gives people a single, intuitive tool with which to collect, organise and share their information on their terms. It uses artificial and social intelligence along with proprietary, context-aware security that is private-by-design to turn disparate bits of data into useful groups of information called KybeClusters.

Challenges
To develop a groundbreaking elastic data-warehouse that can mine all the social networks with complex artificial intelligence to offer an easy to use tool for the user.

Approach
Working under their existing CTO, Innovify deployed a dedicated cross-functional team following the Agile methodology.

Deliverables
Innovify developed a CMS driven marketing website and a mobile application for the client.

Technologies used
MEAN Stack (MongoDB, Express, Angular.JS, Node.JS), Neo4j, WordPress, AWS & Integrations (Data Sync Engine for Facebook, LinkedIn, Twitter)

down-arrow

OneWayCab

Innovify joins hands with Oneway.cab as their technology partner. Oneway.cab provides one-way inter-city AC Taxi at discounted rate as compare to normal two-way fare. Oneway.cab provides services in 15+ cities across 80+ routes. Oneway.cab provides users with various services such as Instant Booking & Confirmation, Automatic Bill / Invoice, 24×7 IT enabled Call Center, Pick and drop from desired destination and Online Booking & Multiple Payment Option.

Challenges
An MVP was already prepared but with a weak technological framework, which wasn’t scalable & reliable. Hence, they needed robust solutions and a resourceful tech partner.

Approach
Innovify applied lean principles and started developing a product to launch in the market in 3 months time; with a possibility of adding value sprint over sprint thereafter.

Deliverables
Android & iOS App for user, Android for driver, Backend Admin panel for dispatcher & Call center.

Technologies used
Java Spring, Spring REST, Android, iOS, AWS (Integrations- Payment gateways- PAYU, PAYTM. SMS gateways, Mandrill)